This card doesn’t charge foreign transaction fees and offers trip cancellation/interruption coverage, travel delay reimbursement, lost baggage coverage, damaged baggage insurance and primary car rental insurance. Cardholders can also receive the first and second checked bag fees waived when purchasing the ticket with the credit card (and one companion traveling on the same itinerary is also eligible). Like with other United credit cards charging an annual fee, you can access expanded award availability with the United Quest Card. The card also offers up to $125 annually in United purchase credits and the ability to earn two 5,000 United MileagePlus mile rebates each year after your cardmember anniversary when you take a United award flight booked with your miles. You’ll earn miles at an elevated rate and can also earn 500 Premier Qualifying Points (PQP) for every $12,000 in net purchases (including purchases made by authorized users) up to a maximum of 6,000 PQP in a calendar year. Other Benefits and Drawbacks: The Quest is also a better option for earning miles than the cheaper Explorer card. Welcome Offer: 60,000 bonus miles and 500 Premier qualifying points after spending $4,000 on purchases in the first 3 months Rewards: 3 miles per dollar on United® purchases, 2 miles per dollar on dining, select streaming services and all other travel and 1 mile per dollar on all other purchases The United Quest℠ Card offers some unique benefits at a slightly higher $250 annual fee compared to the United Explorer Card. There are no foreign transaction fees with this card and United Premier members will also be eligible for upgrades on United-operated flights on award tickets. You’ll also receive up to a $100 Global Entry or TSA PreCheck application fee credit and access to expanded award availability on United-operated flights and the ability to earn Premier Qualifying Points (PQP). United-specific perks include two United Club one-time passes each year on your account anniversary, first free checked bag for you and one companion on the same reservation when you book your flight with your card and a 25% rebate on in-flight United purchases. Other Benefits and Drawbacks: Many low-tier airline cards offer bonuses on airline purchases, but the United Explorer card ups the ante by providing bonus miles for dining and hotel purchases. Welcome Offer: 50,000 bonus miles after spending $3,000 on purchases in the first 3 months of account openingĪnnual Fee: $0 intro annual fee for the first year, then $95 Rewards: 2 miles per dollar on dining including eligible delivery services, hotel stays and United® purchases and 1 mile per dollar on all other eligible purchases The United℠ Explorer Card has a robust set of United-related benefits, including a complimentary first checked bag when you use your card to purchase your ticket and compelling bonus categories, all for a modest $0 intro annual fee for the first year, then $95 annual fee. The card also offers various consumer purchase protections including primary auto rental collision coverage, extended warranty, purchase protection and return protection. Beside Club Membership, the Club card offers Premier Access at the airport, an up to $100 TSA PreCheck/Global Entry application fee credit, space-available upgrades on award tickets and free first and second checked bags for you and one companion when you pay for your ticket with the card. Other Benefits and Drawbacks: The United Club Infinite Card has outsized benefits, but also charges an outsized annual fee. Welcome Offer: 80,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening Rewards: 4 miles per dollar on United® purchases, 2 miles per dollar on all other travel, on dining including eligible delivery services and 1 mile per dollar on all other purchases If you only occasionally fly United, this card isn’t likely to be your best option. The United Club membership plus the other United perks would easily outweigh the annual fee. The United Club℠ Infinite Card is a no-brainer if you value United Club membership, and we rank it overall as the best United credit card you can get-even after consideration of the high annual fee.
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